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Terms of Service

Last Updated: September 9, 2025

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  • 1. Agreement to Terms
  • 2. Description of Service
  • 3. Eligibility
  • 4. Account Registration and Security
  • 5. Investment Disclaimer
  • 6. User Conduct
  • 7. Intellectual Property
  • 8. Data and Market Information
  • 9. Fees and Payments
  • 10. Privacy and Data Protection
  • 11. Third-Party Services
  • 12. Disclaimers and Limitations
  • 13. Indemnification
  • 14. Termination
  • 15. Governing Law and Disputes
  • 16. Changes to Terms
  • 17. Severability
  • 18. Entire Agreement
  • 19. Contact Information

1. Agreement to Terms

By accessing or using YieldScope ("the Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. Description of Service

YieldScope is a passive income investment platform that provides:

  • Multi-asset investment tracking and analysis (stocks, ETFs, cryptocurrencies)
  • Portfolio management and optimization tools
  • Market data and investment insights
  • Personalized investment recommendations
  • Educational resources and market analysis

3. Eligibility

To use YieldScope, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete registration information
  • Comply with all applicable laws and regulations

4. Account Registration and Security

  • You must create an account to access certain features
  • You are responsible for maintaining account security
  • You must notify us immediately of any unauthorized access
  • You are responsible for all activities under your account
  • We reserve the right to suspend or terminate accounts that violate these Terms

5. Investment Disclaimer

IMPORTANT: YieldScope provides information and tools for investment analysis but does not provide investment advice.

  • We are not a registered investment advisor, broker-dealer, or financial institution
  • Content on the Platform is for informational purposes only
  • Past performance does not guarantee future results
  • All investments carry risk, including potential loss of principal
  • You should consult with qualified professionals before making investment decisions

6. User Conduct

You agree not to:

  • Use the Platform for illegal or unauthorized purposes
  • Violate any laws, regulations, or third-party rights
  • Transmit malware, viruses, or harmful code
  • Attempt to gain unauthorized access to our systems
  • Scrape, harvest, or collect data without permission
  • Manipulate or interfere with Platform functionality
  • Create multiple accounts or impersonate others

7. Intellectual Property

  • YieldScope and its content are protected by intellectual property laws
  • You may not copy, modify, or distribute our content without permission
  • User-generated content remains your property, but you grant us a license to use it
  • We respect intellectual property rights and will address infringement claims

8. Data and Market Information

  • Market data is provided by third-party sources
  • We strive for accuracy but cannot guarantee real-time or error-free data
  • Data delays may occur and should not be relied upon for time-sensitive decisions
  • You may not redistribute or commercialize our data without permission

9. Fees and Payments

  • Some features may require subscription or payment
  • Fees are non-refundable unless otherwise stated
  • We reserve the right to change pricing with notice
  • You are responsible for all applicable taxes

10. Privacy and Data Protection

Your use of the Platform is subject to our Privacy Policy, which is incorporated by reference into these Terms.

11. Third-Party Services

  • We may integrate with third-party services
  • Your use of third-party services is subject to their terms
  • We are not responsible for third-party services or content
  • Links to external sites are provided for convenience only

12. Disclaimers and Limitations of Liability

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.

  • We disclaim all warranties, express or implied
  • We are not liable for investment losses or decisions
  • Our liability is limited to the amount paid for our services
  • We are not liable for indirect, consequential, or punitive damages

13. Indemnification

You agree to indemnify and hold YieldScope harmless from any claims, damages, or expenses arising from your use of the Platform or violation of these Terms.

14. Termination

  • These Terms remain effective until terminated
  • You may terminate by closing your account
  • We may terminate or suspend access for any reason
  • Certain provisions survive termination

15. Governing Law and Disputes

  • These Terms are governed by Hong Kong law
  • Disputes will be resolved through binding arbitration
  • You waive the right to participate in class actions
  • Small claims court actions are permitted

16. Changes to Terms

We may update these Terms at any time. Continued use after changes constitutes acceptance of the revised Terms.

17. Severability

If any provision is found unenforceable, the remaining provisions will continue in effect.

18. Entire Agreement

These Terms constitute the entire agreement between you and YieldScope regarding the Platform.

19. Contact Information

For questions about these Terms, please contact us:

Email: support@yieldscope.app

Address:
YieldScope Ltd.
BLK H, 8/F YIP CHEUNG CTR 10
FUNG YIP ST CHAI WAN
HONG KONG

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